• A new innovative way to end the trend of escalating health plan cost
• A state filed fully-insured supplement to your self-funded or fully-insured group medical plan
• A way to reward employees who minimize their risk for lifestyle related medical claims.
• Patent-pending. Not available from any other source

My name is Megan. I work at the Bank of Geneva in Geneva, Indiana. I wanted to write about my experiences as an employee and as a person after our company signed up with a new insurance program in 2003. The program is called BeniComp Advantage. At first I did not like it. The program is different from any other insurance program I’ve ever dealt with. Basically, I felt it was punishing me because I was overweight and we have a family history of health problems...

More than four in 10 employers have implemented a disease management or wellness strategy to combat soaring health costs and encourage healthy lifestyles. An Aon Consulting survey found that 43% of HR executives have adopted such programs, with an additional 19% of respondents indicating that senior management had asked them to research wellness initiatives.

Although employers are attracted to the savings generated by our plan (typically $40 - $50 per employee per month), we often hear that the idea of a $2000 deductible is a bit difficult to digest, especially in organizations where employees have not traditionally been exposed to health expenses. Keep in mind that three key facts make the BeniComp Advantage solution flexible enough for virtually any environment:

BeniComp Advantage has been approved in 32 states. Remember that this supplemental group policy needs to be approved for sale in states where employer groups are headquarted, not every state where a group may have employees. Click Here for list of states.