BeniComp Advantage FAQs

For Participants

Once BeniComp Advantage is implemented, the screening will be scheduled. Once scheduled, BeniComp will contact you by email with the date, time, and place of the screening. If this is an individual screening, the participant will be called directly for confirmation. 

A finger stick blood test is an option. However, the venipuncture test we recommend can actually be less painful, costs less, and provides a comprehensive blood panel of 17 biomarkers. Combined with height, weight, hip circumference, and blood pressure, employees will have a great snapshot of their overall health. 

Continue the healthy lifestyle you are already enjoying. You will have access to PULSE if you want additional resources or information for a healthy lifestyle. If not, we will see you next year at the screening. 

A member of the BeniComp Clinical Team will reach out to you shortly. They will provide education on your results and associated risks. If you want additional resources and support, our team of Health Coaches will work with you personally to help you reach your goals. Haven't heard from our team yet? Login to PULSE at any time for more information. 

Any employee who believes test results are inaccurate, or it is medically inadvisable for them to attempt to achieve the set goals, may appeal for full credit. An appeal must be received by BeniComp within 30 days of a participant receiving screening results. 

If it is unreasonably difficult due to a medical condition for you to achieve the standards for a reward under this program, or it is medically inadvisable for you to attempt to achieve the standards for the reward, there may be alternative ways to qualify. Instructions for appeals and alternatives will be provided when you receive your results. 

All screening results and outreach are completely confidential. Employers see aggregate health data and are able to structure future programs and incentives based on this data, but individual results are confidential. 

For the vast majority of participants, you will experience no issues. The screening will be no different than when you give blood in your physician's office or a lab. However, some may have slight bruising. Please refer to your screening confirmation email for details on how to prepare for the screening. 

BCA is the most affordable way to decrease healthcare costs for employers and employees alike.

BCA offers participants:

  • Incentives – resulting in substantially lower annual deductibles or monthly premiums;
  • Personal health-risk information through convenient on-site screenings;
  • Tools and resources to make healthy lifestyle changes and improve health outcomes.

For Employers

While other programs make wellness an expensive add-on, BeniComp Advantage is a core piece of your employee benefits. BeniComp Advantage looks to identify, realign and manage your company's health risk. Our outcome-based incentives are customized to fit your company needs and culture. Meaningful incentives offer participants thousands of dollars towards a lower deductible or premium. BeniComp Advantage's substantial cost-effective rewards result in an unsurpassed average participation rate of 96%.

Incentives can be placed on monthly premium rates or annual deductible amounts. Deductible incentives are the most cost effective. In addition, employers can use both participation and outcome-based incentives. Participation incentives are easy to earn and increase engagement. Outcome-based incentives, while harder to earn, encourage continued engagement.

Incentives can only be placed on biomarkers that are lifestyle related:

  • Body Mass Index (BMI)
  • Blood Pressure
  • LDL Cholesterol
  • Glucose (or A1C)
  • Nicotine

BeniComp will work with you to determine what level of reward best suits your corporate needs and culture. Predetermined goals can be set at National Institutes of Health (NIH) level, Standard level or Generous level. BeniComp can also work with you to set custom goals. 

Once BeniComp Advantage is implemented, one of the first steps is to schedule the employee screening. A BeniComp representative works with you to determine the best date for your screening(s). Medical professionals will be on-site to complete the screening. BeniComp will provide all employee correspondence, including date confirmation and how to prepare for a screening. 

Employers do not see individual test results. Through the Coprorate Health Dashboard, employers can quickly view aggregate data and create reports based on participation, engagement, healthcare costs, claims information, and population health risks. 

Employees have a personal login to PULSE, an online health portal where they can view their own results, access resources, communicate with Health Coaches, and much more. Paper results letters can be mailed if needed. (Fees may apply).

Dependent children will not be screened. The company's plan design determines whether a spousal screening earns incentives. Participation in the supplemental program is voluntary. 

BeniComp® Advantage (BCA) is a supplemental benefit plan that saves employees money on high deductible healthcare plans while promoting positive health outcomes.

BCA is the most affordable way to decrease healthcare costs for employers and employees alike.

BCA offers employers:

  • Savings – lower monthly premiums associated with high deductible health plans and healthier
  • employees;
  • Aggregate health data – to tailor programs that fit their employee needs;
  • Increased ROI in additional areas such as workers compensation, dental, vision, absenteeism and presenteeism.

Employers choose how many incentives to include in their plan design, and how much to make each one worth. Employees may earn any and all of those incentives. In subsequent years, employers are armed with aggregate health reports that help pinpoint risks their employees are facing and are then able to tailor future incentives to employee needs.

BeniComp® proactively reaches out to all employees with a moderate, high or critical health risk. PULSE notifies all participants of moderate risk factors while providing personalized recommendations. Health Coaches make outbound phone calls to notify participants of high risk factors. If participants want additional resources and continued support, coaches will work with them on an individual basis. BeniComp’s® clinical director makes outbound calls to notify participants of critical risk factors and will refer participants to their primary care physician when needed.

Launching a wellness program is more complicated that it may appear. Today’s programs must comply with multiple governing agencies, each with their own set of regulations. Failing to meet any of these guidelines can have major consequences, reversing the outcome of your efforts. As a supplemental benefit plan, BeniComp® Advantage is not only fully compliant with all pertinent laws, it is excepted from many regulations that apply to primary benefit plans. Let BeniComp® navigate the web of compliance regulations so that you can focus on the business you do best.